W-4 Withholding Calculator

Estimate how much federal income tax will be withheld from your paycheck — and what to adjust on your W-4 to get more or less withheld.

Enter Your Information

Fill in the fields below using your pay stub and current W-4. Hit Calculate to see your estimated withholding and suggested adjustments.

Your Job

Filing Status (W-4 Step 1)

Pay Frequency

Gross Pay Per Period ($)

Current W-4 Settings

Step 2 box is checked (multiple jobs or spouse works)

Step 3 — Dependent Credits ($) Children under 17 × $2,000 + others × $500

Step 4(a) — Other Income ($) Annual amount, not from jobs

Step 4(b) — Deductions ($) From W-4 Deductions Worksheet

Step 4(c) — Extra Withholding Per Period ($)

Estimated Withholding

Per Paycheck —

Per Year —

To Withhold More

Use these W-4 changes to increase how much is withheld each paycheck:

Step 4(c): Enter $— per pay period to withhold an extra $1,000/year
Step 4(b): Reduce or clear this amount — lower deductions mean higher withholding
Step 2: Check the box if you or your spouse have multiple jobs

To Withhold Less

Use these W-4 changes to reduce how much is withheld each paycheck:

Step 3: Enter your dependent credits — $— — if not already entered
Step 4(b): Enter above-standard deductions (mortgage interest, charitable gifts, etc.)
Step 4(c): Reduce or clear extra withholding if you have an amount there

Note: This is an estimate using 2024 IRS withholding tables. It does not account for state taxes or other individual factors. For a personalized review, contact our office.

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